Terms of Service

1. Acceptance of Terms

By accessing and using Anelio's services, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, you must not use our services.

2. Description of Services

Anelio provides an automated portfolio management platform that enables values-aligned investing based on user-defined themes. Our proprietary quant engine manages portfolios according to your selected inclusion or exclusion criteria.

3. Eligibility

To use Anelio's services, you must:

• Be at least 18 years old
• Have the legal capacity to enter into a binding contract
• Comply with all applicable laws and regulations
• Provide accurate and complete information

4. Investment Advisory Disclaimers

Anelio is a technology platform, not a registered investment advisor. Our services do not constitute financial, legal, or tax advice. Past performance does not guarantee future results. All investments carry risk of loss.

5. Fees

Our fee structure consists of a 0.8% annual management fee and a 30% performance fee (only charged on profits). All fees are clearly disclosed and can be found in our Pricing documentation.

6. User Responsibilities

Users are responsible for:

• Maintaining the security of their account credentials
• Ensuring all information provided is accurate and current
• Complying with all applicable laws and regulations
• Not using the platform for illegal purposes

7. Limitation of Liability

Anelio shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services.

8. Regulatory Compliance

Anelio operates in compliance with MiCAR and CASP regulations. All services are subject to European financial regulations and oversight.

9. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of our services after changes constitutes acceptance of the modified terms.

10. Contact

For questions about these Terms of Service, contact us at legal@anelio.io